You argue ? as sympathy governs your bias ? 
That Wisdom distributes the capon and crust, 
Indulging the sinful, and stinting the pious, 
Or starving the wicked, and fattening the just. 
You are wrong to the Evil One; hear what I say 
There are ruinous virtues, and virtues that pay. 

If your purpose be saving your soul and your bacon ? 
Fruition forthwith, and a sweet by-and-bye; 
If your definite project stand clear and unshaken 
A fatman on earth, and a seraph on high 
In working this out let it still be your lay 
There are ruinous virtues, and virtues that pay. 

Such virtues are not of the workshop or cloister: 
They test every act by the way it pans out; 
They prompt you to seize on the world as your oyster, 
Inserting our knife with a spirit devout. 
For strait is the portal, and narrow the way 
Representing the route of the virtues that pay.

Men as good as yourself, or most probably better, 
Have gone to the rear, after many a try ? 
A permanent wage-slave, a usurers' debtor 
Reduced to the motto of 'Root, hog or die,' 
But their handicap dates from an earlier day, 
When they failed in espousals of virtues that pay. 

There is nothing outre in the man with the bluey; 
He started, like you, for a goal undisclosed 
But never in life can he come within coo-ee ? 
Though he may reach a goal, (with the vowels transposed) 
And a similar Sheol gapes fair in your way, 
If you turn out deficient in virtues that pay. 

You must race, like St. Paul ?you must race for the dollar ? 
No pause of compunction must ever intrude: 
You must watch, you must pray, never missing a collar 
The course is severe, and the company good. 
You must reverence the Thrift-God, and earnestly pray 
To be grounded and built up in virtues that pay. 

By this means you will serve the Almighty and Mammon, 
And die in a state of salvation and wealth; 
When the clergy, without a suggestion of gammon, 
Will furnish your soul with a clean bill of health. 
So you'll sweep through the gates in your spotless array 
A shining example of Virtues that pay.